RETIREMENT PLANNING

Your lifestyle doesn't have to change because you are retiring.  Early planning allows you to create the retirement you dreamed of.

You are never too young to start saving.

When it comes to retirement planning, it is key to remember that you are never too young to start saving. Whatever your vision of retirement is, diligent and ongoing planning and goal setting are necessary for your retirement to live up to your expectations.

At Nisivoccia Wealth Advisors, we put you in the driver’s seat when it comes to planning for retirement. Based on your goals, we help you understand how to manage your savings to get the most value out of the dollars you spend while minimizing their tax liability during retirement.

Because we work side-by-side with accounting firms, we meet regularly with our tax professionals to stay abreast of the latest tax laws so we can offer our clients tax optimized solutions. We will help guide you to the right retirement plan for you and your employees to make sure your income is sustained during the time when you reward yourself for years of hard work.

It is a lot easier to control your taxes if you understand where you are going to put your investments that you plan on having in the future. That is what Nisivoccia Wealth Advisors are here to help you with.

When we talk to clients about money and retirement, we discuss:

  • What kind of lifestyle do you have and want to continue?
  • The different tax rates available.
  • How to manage your accounts so that you won’t be pushed into a higher tax bracket.
  • How do you have your money invested?
  • Where is your retirement income coming from?
  • Do you have a safe place to pull money from in case of an emergency?

When considering retirement options, we approach it from four ways:

  • Employer-sponsored plans including 401(k), Roth 401(k), 403(b) and pensions
  • Social Security or other government programs
  • Individually-owned retirement plans (IRAs, Roth IRAs, rollover IRAs)
  • Individually-owned investments

For those self-employed, or for the small business owners, we consider these options:

  • SEP IRAs
  • Simple IRAs
  • Defined contribution retirement plans
  • Defined benefit retirement plans

We will help guide you to the right retirement plan to make sure your income is sustained during the time when you reward yourself for years of hard work.

Retirement Planning services offered include but are not limited to:

  • 401(k) Savings Plans
  • 403(b) Savings Plans
  • 457 Savings Plans
  • Defined contribution retirement plans
  • Defined benefit retirement plans
  • IRA Rollover and Distribution Planning
  • Income Protection Analysis
  • Fixed Income Strategies

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Upcoming Retirement Planning Events

Q2 Market Update Webinar

04/27/21 4:30 PM

Nisivoccia Wealth Advisors will host a webinar to discuss ETF global models.

For additional information, please complete our contact form.