resources

The Equifax Data Breach

September 18, 2017 Articles

Have you been affected? If so, how can you try to protect yourself?   Provided by Nisivoccia Wealth Advisors LLC   On September 7, credit reporting agency Equifax dropped a consumer bombshell. It revealed that cybercriminals had gained access to the personal information of as many as 143 million Americans…

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Good Financial Steps to Take When You Get Married

September 18, 2017 Articles

If you’re going to say “I do,” here are some things you might want to do.   Provided by Nisivoccia Wealth Advisors LLC   Are you marrying soon? Have you recently married? As you begin your life together, it is important for you to start planning your financial future together…

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An Estate Plan or a Wealth Transfer Strategy?

September 18, 2017 Articles

Basic estate planning documents may not communicate your intentions.   Provided by Nisivoccia Wealth Advisors   There are three degrees of estate planning: advanced, basic, and none at all. Basic is better than none, but elementary estate planning can still leave something to be desired. While appropriate documents may be…

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When Someone Dies Without a Will

September 8, 2017 Articles

Where do things proceed from that point?   Provided by Nisivoccia Wealth Advisors LLC   Every day, people die intestate. In legalese, that means without a will. This opens the door for the courts to decide what happens with their estates.    When no valid will exists, state intestacy laws…

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The Rough Consequences of Not Saving for Retirement

September 6, 2017 Articles

Do you really want to risk facing these potential outcomes?   Provided by Nisivoccia Wealth Advisors LLC   Saving for retirement may seem a thankless task. But you may be thanking yourself later. Putting away a percentage of one’s income, money that could be used for any number of bills…

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What Are Your Odds of Being Audited?

September 1, 2017 Resources

They are low, unless you show the I.R.S. some conspicuous “red flags” on your return.   Provided by Nisivoccia Wealth Advisors LLC   Fewer than 1% of Americans have their federal taxes audited. The percentage has declined recently due to Internal Revenue Service budget cuts. In 2016, just 0.7% of…

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Why You Should Stay Invested Through Tense Times

August 30, 2017 Articles

Crises pass, and markets eventually regain equilibrium.   Provided by Nisivoccia Wealth Advisors LLC   We have seen some uneasy times lately. Uneasiness impacts the financial markets. When it does, we all need to keep some long-term perspective in mind. Those who race to the sidelines and exit equities may…

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Will You Really Be Able to Work Longer?

August 25, 2017 Articles

You may assume you will. That assumption could be a retirement planning risk.   Provided by Nisivoccia Wealth Advisors   How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65?   Some pre-retirees…

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Which Financial Documents Should You Keep On File?

August 23, 2017 Articles

… and for how long? Provided by Nisivoccia Wealth Advisors You might be surprised how many people have financial documents scattered all over the house – on the kitchen table, underneath old newspapers, in the hall closet, in the basement. If this describes your financial “filing system,” you may have…

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Join Us For A Medicare Informational Seminar

August 22, 2017 Articles

Nisivoccia Wealth Advisors invites you to join us for a medicare informational seminar on Wednesday, September 27, 2017 from 6:00 pm to 8:00 pm at our offices, 200 Valley Road, STE 300, Mount Arlington, New Jersey 07856.   Betsy Chandler of MIC Insurance Services will discuss an overview of Medicare…

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Financial Priorities Young Families Should Address

August 21, 2017 Articles

Wise money moves for parents under 40.   Provided by Nisivoccia Wealth Advisors   As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.…

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Medicare Enrollment Options 2017-18

August 16, 2017 Articles

A summary of what you need to know.   Provided by Nisivoccia Wealth Advisors LLC    Key Medicare enrollment periods are approaching. This fall and winter, there are three periods in which Medicare beneficiaries can either enroll or disenroll in forms of coverage.     >> Oct. 15-Dec. 7, 2017: Open…

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Before You Claim Social Security

August 14, 2017 Articles

A few things you may want to think about before filing for benefits.   Provided by Nisivoccia Wealth Advisors LLC   Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want…

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Has Your Identity Been Stolen?

August 10, 2017 Articles

Keep an eye out for these signs.   Provided by Nisivoccia Wealth Advisors LLC   As NBC News notes, identity theft hit 15.4 million Americans last year. Perhaps it hit you. You know you have been victimized when you get that courtesy call or email from a bank or credit…

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August 2017 Monthly Economic Update

August 9, 2017 Economic Updates

THE MONTH IN BRIEF The Dow Jones Industrial Average gained 2.54% in July as earnings announcements and fundamental indicators provided a lift for the blue chips and other stock market indices. Hiring and manufacturing data was particularly reassuring. Annualized inflation declined once more. Oil, gold, and other marquee commodities advanced…

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Preventing a Debit Card Hack

August 9, 2017 Articles

How can you plan to protect yourself against this increasingly common crime?   Provided by Nisivoccia Wealth Advisors LLC   Debit card data theft has surged lately. According to FICO’s Card Alert Service, the number of businesses or ATM locations where debit cards were hacked rose 26% from 2015 to…

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Talking to Your Kids About Your Wealth

July 25, 2017 Articles

How can you convey its importance and its meaning?   Provided by Nisivoccia Wealth Advisors LLC   Are you an owner of a thriving business or a medical or legal practice? Are you a highly paid executive? If you have children, at some point they may discern how wealthy you…

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Life Insurance Products with Long-Term Care Riders

July 25, 2017 Articles

Are they worthwhile alternatives to traditional LTC policies?   Provided by Nisivoccia Wealth Advisors LLC   The price of long-term care insurance has really gone up. If you are a baby boomer and you have kept your eye on it for a few years, chances are you have noticed this.…

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Saving More Money, Now & Later

July 25, 2017 Articles

You could save today & tomorrow, often without that penny-pinching feeling.   Provided by Nisivoccia Wealth Advisors LLC   Directly & indirectly, you might be able to save more per month than you think. Hidden paths to greater savings can be found at home and at work, and their potential…

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July 2017 Monthly Economic Update

July 25, 2017 Economic Updates

THE MONTH IN BRIEF June brought some definite headwinds to Wall Street, but the broad stock market still advanced. The S&P 500 added 0.48% across the month, even with tech shares selling off. As anticipated, the Federal Reserve raised the federal funds rate by another quarter point. Last month was…

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Investing in Your Beliefs

June 27, 2017 Articles

Is your investment strategy as socially and environmentally conscious as you are?   Provided by Nisivoccia Wealth Advisors LLC   It’s not uncommon – Many a well-educated, socially conscious, environmentally friendly investor winds up buying shares of companies whose beliefs and business practices are far removed from their own. Why?…

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Will You Be Prepared When the Market Cools Off?

June 27, 2017 Articles

Markets have cycles, and at some point, the major indices will descend.   Provided by Nisivoccia Wealth Adivsors LLC   We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors…

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Should Millennials Be Your Money Models? Gen Y is Doing Some Things Right When it Comes to Saving & Investing

June 27, 2017 Articles

Provided by Nisivoccia Wealth Advisors LLC Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? In some instances, pure fiction. Here are some good financial habits common to millennials – habits their parents and grandparents might do well to emulate.…

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The Real Cost of College: It May Not be what you Think

June 20, 2017 Articles

Provided by Nisivoccia Wealth Advisors LLC   How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may be cheaper than you assume.   Private schools sometimes extend the best aid offers. Yes – it…

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One Couple, Two Different Retirements?

June 20, 2017 Articles

After many years together, some retired spouses may find their daily routines far apart.   Provided by Nisivoccia Wealth Advisors LLC   When you see online ads or TV commercials about retirement planning, do they ever show baby boomer couples arguing? No. After all, retirement planning is about the pursuit…

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Who Needs Estate Planning? Why it is So Important and not Just for the Rich

June 20, 2017 Articles

Provided by Nisivoccia Wealth Advisors LLC   You have an estate. It doesn’t matter how limited (or unlimited) your means may be, and it doesn’t matter if you own a mansion or a motor home.   Rich or poor, when you die, you leave behind an estate. For some, this…

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Having the Money Talk with your Children: How Much Financial Knowledge do they Have?

June 20, 2017 Articles

Provided by Nisivoccia Wealth Advisors LLC   Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William Blake, “the price of…

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June 2017 Monthly Economic Update

June 8, 2017 Economic Updates

THE MONTH IN BRIEF May was another good month for stocks. The S&P 500 gained more than 1%, putting its YTD advance above 7.7%. While the housing market showed some spring weakness, hiring bounced back and most other important economic indicators did not falter. Wall Street seemed little troubled by…

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May 2017 Monthly Economic Update

May 30, 2017 Economic Updates

THE MONTH IN BRIEF In April, investors kept one eye on impressive corporate earnings and another on geopolitical developments in Asia and Europe. Earnings ultimately drew the most attention – the Dow Jones Industrial Average rose more than 1% for the month, while the Nasdaq Composite added more than 2%.…

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1st Global Honors Nisivoccia Wealth Advisors as a 5 Diamond Eagle Firm for 2015

September 16, 2016 Articles

(Mt. Arlington) — November 25, 2015 — Nisivoccia Wealth Advisors headquartered in Mt. Arlington, New Jersey, was recognized for its exceptional accomplishments throughout the year at the 2015 1st Global National Conference that took place from November 8–10 at the Omni Amelia Island Resort in Fernandina Beach, Florida. "As a…

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Brexit is a Reality – Now What?

September 16, 2016 Articles

With the U.K.'s exit from the European Union — the Brexit — now a reality, there is a great level of uncertainty among investors as they try to discern what this means to their financial plans. Download Full Article Here

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Glossary

June 28, 2016 Resources

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Calculator

June 28, 2016 Resources

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Vendor Resources

June 28, 2016 Resources

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Great Fashion Statements Nfl Jerseys

July 5, 2013 Construction Contractors

Pittsburg was one within the other a set of. When he arrives definitely find a locker, new uniform and a cheap nfl jerseys contract the particular Los Angeles Dodgers. The Detroit Tigers picked Perry in the st round of this years draft. Chris McAlister's historic play: Considered the longest play…

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